Short answer
Water damage that stayed on the surface is a covering job, not a new floor. Tiles that sound hollow but sit over a solid floor come up, get cleaned, and go back down. A white, cloudy haze in a wood finish is trapped moisture, and sanding and refinishing clears it. Replace the floor only when it feels soft or spongy underfoot, because that is the subfloor, not the covering.
Tell a surface problem from a subfloor problem in five minutes
- Find the water first. Look for the leaking supply line, the appliance, or the wall where rain gets in.
- Walk the area barefoot. Soft, spongy or springy floor means the subfloor took the water.
- Tap each tile with a coin. A hollow, empty sound means that tile has let go of the mortar.
- Press on a loose tile and watch the grout line. Movement means the bond is gone, not the tile.
- Lay a straight edge across the wood boards. Raised edges are cupping, and cupping is wet wood.
- Look at the cloudy patch from a low angle. A white haze sitting in the finish is trapped moisture.
- Tape the edge of the damage and check it in two weeks. Growing damage means water is still getting in.
If the floor is firm, the boards are flat, and the damage has stopped spreading, this is a covering job. Reset the tile or refinish the wood. If the floor moves, feels soft, or keeps growing, the subfloor is wet and a contractor has to open it.
Repair or replace
| Situation | What to do |
|---|---|
| Tiles sound hollow, floor under them feels solid | Repair. Lift the loose tiles, scrape the old mortar off the backs and the slab, and set them again. |
| Floor flexes or feels soft where the tiles came loose | Replace the subfloor in that section first. New tile over a soft subfloor cracks again within a year. |
| Loose tiles are discontinued and you have no spares | Patch with the closest tile you can buy. Replace the whole floor only when the patch lands in the open. |
| Wood finish is cloudy or white, boards flat and solid | Repair. Sand and refinish. The wood is fine and the haze is in the finish. |
| Wood boards are cupped, crowned or stained black | Replace those boards. Let the floor dry for weeks before anyone sands it. |
| One damaged spot in the middle of an open room | Refinish the whole room. A spot fix leaves a sheen line you see from the doorway. |
| The leak is still live | Fix the water source first. Any floor repair under a live leak fails. |
What it costs
Runhome contractor estimates for this job, including the trip and assessment. Loose tile work carries no range here, because none of the conversations behind this guide came with a tile estimate.
| Option | Range |
|---|---|
| Refinish a whole wood bedroom floor, about 11 by 11 feet, furniture moved | $550 to $1,170 |
Can I do it myself?
Yes for a cloudy finish or a handful of loose tiles, as long as the floor under them is hard and dry. Resetting a tile is a scraper, a bag of thinset, and grout that matches. Hire a finisher for a whole room, because a rented drum sander leaves waves that only more sanding removes. Hire for the tile too when 35 to 40 tiles are loose, since that many means the substrate is the problem. If the floor flexes or feels soft underfoot, hire a contractor. That is the subfloor or a joist, and it is structural work.
What a contractor will ask you
Have these ready and you skip the back-and-forth.
- The size of the damaged area in feet, and the size of the whole room.
- A wide photo from a corner, showing the full floor, the damage, and the transitions to other rooms.
- How old the floor is, and whether it has been refinished before.
- What the damage looks like: cupped boards, dark stains, soft crumbly wood, or just a cloudy white finish.
- Whether the damage is one spot or spread across a large section.
- How many tiles are loose, and whether you have spare tiles from the original job.
- What is near the spot: a dishwasher, a sink, a bathroom, an exterior door, or a wall where rain comes in.
- Whether the damage has changed over the last few months or stayed the same.
- Whether furniture has to be moved, and what is in the room.
- Whether you want the damaged spot fixed or the whole room done.
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